Risk Sanctioner
As a Risk Sanctioner at Barclays, you will assess and approve or decline credit applications based on established credit policies, risk appetite, and regulatory requirements. You will analyse financial information, evaluate creditworthiness, and recommend credit terms and conditions to support responsible lending practices.
Your core responsibilities include analysing lending applications, financial statements, and credit reports to assess borrower creditworthiness and repayment capacity. You will monitor the performance of approved lending portfolios, identifying potential risks and early warning signs of delinquency. You will evaluate each application's risk profile considering industry trends, borrower financials, collateral, and market conditions.
This role requires hands-on experience with CoPilot and other modern automation tools, along with a good understanding of credit writing. You will be expected to drive various simplification initiatives and contribute to project management activities. Strong verbal and written communication skills are essential for managing senior stakeholders.
You will develop technical expertise in your work area, acting as an advisor where appropriate. You will lead and supervise a team, guiding professional development, allocating work requirements, and coordinating team resources. Partnering with other functions and business areas to deliver continuous improvement is a key expectation of this role.
