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Finance & Accounting

SPE-Loan Originations - Underwriting

Cognizant Chennai
Full Time 3–6 years experience
About the Role

This role focuses on consumer loan processing, supporting lending operations by reviewing the accuracy of complex consumer loans from conditional approval through to closing. You will verify required loan documentation for approved applications and ensure all support materials such as titles and flood certifications are complete and ready for closing. The position involves contacting customers to collect and review additional information, collecting and reviewing all conditions placed on loans by lenders and mortgage underwriters, and advising customers on changes in rate and term. You will provide ongoing support to customers, branches, and lending staff, answer phone queues to assist customers, and process specialty loan products. Additional responsibilities include testing new systems and documentation software, potentially training new branch personnel and loan processors, and assisting the Loan Processing Center Manager with special projects. Candidates must be detail-oriented with strong multitasking abilities, capable of handling heavy workloads under stringent deadlines, and possess solid knowledge of state regulations and bank loan products and policies.

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